Jasmina Hazim-Shakir
Tips on Buying
Initial Consultation
Schedule a meeting with realtor Jasmina Hazim-Shakir to discuss your home-buying needs, preferences, and budget. Jasmina will gather information about your desired location, property type, and specific requirements.
Pre-Approval for a Mortgage
Jasmina will advise you to get pre-approved for a mortgage to determine your buying power and strengthen your offer. She can recommend reputable lenders or mortgage brokers and guide you through the pre-approval process.
Property Search and Viewing
Jasmina will conduct a comprehensive search for properties that match your criteria. She'll schedule viewings, accompany you to each showing, and provide valuable insights to help you evaluate each property.
Negotiation and Offer Submission
Once you've found a suitable property, Jasmina will assist you in crafting a competitive offer and negotiate on your behalf. She'll leverage her negotiation skills to secure favorable terms and handle all communication with the seller's agent.
Closing Process and Support
After your offer is accepted, Jasmina will guide you through the closing process, ensuring all paperwork is completed accurately and on time. She'll coordinate with relevant parties, provide personalized support, and address any questions or concerns you have until the transaction is complete.
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HOME BUYER'S GLOSSARY
AMORTIZATION PERIOD
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
APPRASIAL
The process of determining the market value of a property.
CLOSED MortgageS
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
MORTGAGE
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
Take the next step in your journey
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:
CENTURY 21 Heritage House Ltd. Brokerage
INFO & SERVICES
CENTURY 21 Heritage House Ltd. Brokerage
515 Riverbend Dr., Unit 103, Kitchener, ON N2K3S3
(519) 570-4663
INFO & SERVICES
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